I lived in Holland Michigan for 14 years and still fish many of the rivers up that way cause my parents live up their. What area of Michigan are you looking at going? Do you care what size river? One thing about November is the rivers are busy with Salmon fisherman. The Muskegon river is my favorite smallmouth river. It is crystal clear, lots of rock patches and timber, easily wade-able/kayak friendly, moves at a good pace but not to fast, and holds tons of quality smallmouth. Their are a couple camp grounds on the river but most of the land is private. Michigan has much better waders rights though.